000			01673nam a22002537a 4500
003			ZW-GwMSU
005			20240925090013.0
008			240925b |||||||| |||| 00| 0 eng d
022			_a17551978
040			_aMSU _bEnglish _cMSU _erda
050	0	0	_aHG178.3 ENT
100	1		_aMartins, Stephanie Neves _eauthor
245	1	0	_aHealth microinsurance in Brazil: _bis it feasible? _ccreated by Stephanie Neves Martins and Luís Eduardo Afonso
264	1		_aUnited Kingdom: _bPractical Action Publishing _c2016
336			_2rdacontent _atext _btxt
337			_2rdamedia _aunmediated _bn
338			_2rdacarrier _avolume _bnc
440			_aEnterprise Development and Microfinance _vVolume 27, number 2
520	3		_aThe paper analyses the viability of health microinsurance in Brazil, through the calculation of premiums for various coverages. An original database was used with the microdata of an insurance company with 188,631 individuals. We used three criteria of choice of medical procedures: (a) frequency; (b) combined frequency and severity; and (c) elective and emergency consultations and low complexity examinations. The results indicate that the criterion (c) produced the lowest premiums, for all age groups. But this criterion only includes low complexity procedures and elective and emergency consultations. Some important high severity risks are not included, which can reduce the role of this type of microinsurance in reducing vulnerability and providing protection to low-income people.
650			_aHealth microinsurance _vIncome _xBrazi _zBrazil
700			_aAfonso, Luís Eduardo _eco-author
856			_u10.3362/1755-1986.2016.008
942			_2lcc _cJA
999			_c167317 _d167317