MARC details
| 000 -LEADER |
|---|
| fixed length control field |
02207nam a22002537a 4500 |
| 003 - CONTROL NUMBER IDENTIFIER |
|---|
| control field |
ZW-GwMSU |
| 005 - DATE AND TIME OF LATEST TRANSACTION |
|---|
| control field |
20240925074833.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
|---|
| fixed length control field |
240925b |||||||| |||| 00| 0 eng d |
| 022 ## - INTERNATIONAL STANDARD SERIAL NUMBER |
|---|
| International Standard Serial Number |
17551978 |
| 040 ## - CATALOGING SOURCE |
|---|
| Original cataloging agency |
MSU |
| Language of cataloging |
English |
| Transcribing agency |
MSU |
| Description conventions |
rda |
| 050 00 - LIBRARY OF CONGRESS CALL NUMBER |
|---|
| Classification number |
HG178.3 ENT |
| 100 1# - MAIN ENTRY--PERSONAL NAME |
|---|
| Personal name |
Adams, Dale W |
| Relator term |
author |
| 245 10 - TITLE STATEMENT |
|---|
| Title |
Microfinance dreams |
| Statement of responsibility, etc. |
created by Dale W Adams and Robert C. Vogel |
| 264 1# - PRODUCTION, PUBLICATION, DISTRIBUTION, MANUFACTURE, AND COPYRIGHT NOTICE |
|---|
| Place of production, publication, distribution, manufacture |
United Kingdom: |
| Name of producer, publisher, distributor, manufacturer |
Practical Action Publishing |
| Date of production, publication, distribution, manufacture, or copyright notice |
2016 |
| 336 ## - CONTENT TYPE |
|---|
| Source |
rdacontent |
| Content type term |
text |
| Content type code |
txt |
| 337 ## - MEDIA TYPE |
|---|
| Source |
rdamedia |
| Media type term |
unmediated |
| Media type code |
n |
| 338 ## - CARRIER TYPE |
|---|
| Source |
rdacarrier |
| Carrier type term |
volume |
| Carrier type code |
nc |
| 440 ## - SERIES STATEMENT/ADDED ENTRY--TITLE |
|---|
| Title |
Enterprise Development and Microfinance |
| Volume/sequential designation |
Volume 27, number 2 |
| 520 3# - SUMMARY, ETC. |
|---|
| Summary, etc. |
The microcredit dream involved using loans to solve poverty. But, the dream eventually proved to incorporate serious misconceptions: that most borrowers could become successful entrepreneurs; that new businesses were easy to start and sustain; that poor borrowers had many attractive investment opportunities; that most loans were used in income-producing investments; that borrowing did not add to the borrower’s risks; and that microlending was inexpensive. Eventually, many microloans were used to deal with immediate risks facing the household, rather than to build income streams. Nonetheless, microlending revealed that many poor people had significant capacities to borrow and repay loans, and that borrowing made their lives less difficult. Recent successes in mobilizing savings indicate that poor people also may have surprisingly large capacities to save, thereby fostering a microsaving dream. The paper compares the strengths and weaknesses of two popular models used to promote savings: the savings-group model, first used in Africa, and the self-help-group model widely used in Asia. The savings-group model offers savers more attractive features than does the self-help-group model. Savings groups offer balanced menus of financial services, and, while neither loans nor savings are cures for poverty, both can significantly ease the plight of the poor. |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name entry element |
Microfinance |
| Form subdivision |
Successful entrepreneurs |
| General subdivision |
Savings-group model |
| 700 1# - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Vogel, Robert C. |
| Relator term |
co-author |
| 856 ## - ELECTRONIC LOCATION AND ACCESS |
|---|
| Uniform Resource Identifier |
10.3362/1755-1986.2016.010 |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) |
|---|
| Source of classification or shelving scheme |
Library of Congress Classification |
| Koha item type |
Journal Article |